AI Use Policy

Overview

Wealth Vision, LLC ("Wealth Vision") uses artificial intelligence (AI) tools and automated systems to enhance the quality, speed, and personalization of our services. This policy explains how we use AI, the limits we place on it, and how we protect your data when AI tools are involved.

We believe AI is most valuable when it operates under clear human oversight. Our approach is simple: AI supports our professionals. It does not replace their judgment.

How We Use AI

We use AI tools in the following ways:

Research and Analysis. AI helps us process large volumes of market data, economic information, and financial research to identify trends, risks, and opportunities more efficiently than manual methods alone.

Document and Communication Drafting. AI assists in drafting internal documents, client communications, and planning materials. All AI-drafted content is reviewed, edited, and approved by a qualified professional before delivery to any client.

Financial Planning and Visualization. We use AI-assisted tools to build financial models, scenario analyses, and wealth architecture frameworks. These outputs are reviewed and validated by our team before use in any client recommendation.

Compliance and Record-Keeping. AI tools support our internal compliance processes, including document review, record organization, and monitoring for regulatory requirements.

Website and Marketing Operations. AI tools assist in creating and optimizing website content, marketing materials, and communications. Content involving regulatory disclosures or financial claims is always reviewed by a qualified professional.

Insurance Underwriting Support. In connection with insurance services, AI tools may be used to analyze risk factors and assist in identifying appropriate coverage options. Final coverage recommendations are always made by a licensed insurance professional.

What AI Does NOT Do at Wealth Vision

• AI does not make investment recommendations. No investment advice is generated or delivered to a client without review and approval by an Investment Adviser Representative (IAR) of Savvy Advisors, Inc.
• AI does not make final insurance placement decisions. All insurance recommendations are reviewed and approved by a licensed insurance producer.
• AI does not have unsupervised access to client NPI. Any use of AI that involves Nonpublic Personal Information is governed by our Privacy Policy and GLBA-compliant security safeguards.
• AI does not communicate directly with clients. All client-facing communications are reviewed by a human team member before delivery.

Human Oversight

Every AI-generated output that informs a client recommendation, communication, or strategy is subject to review and final approval by a qualified professional at Wealth Vision or, where applicable, by an IAR of Savvy Advisors, Inc. No financial advice or client-facing material is delivered based solely on automated output.

Third-Party AI Tools

We use third-party AI platforms in our operations. We evaluate these tools for security, data privacy practices, and compliance with applicable law before deployment. We do not share personally identifiable client data with third-party AI platforms without your explicit consent, except where required by the performance of our services under a signed agreement.

Data Privacy and AI

When AI systems are used in connection with client data:

• Personal data is anonymized or aggregated wherever possible
• We do not use client NPI to train external AI models
• All AI processing of personal data is subject to the same security safeguards described in our Privacy Policy and Information Security Program
• We do not use AI in ways that would constitute a sale of personal information under applicable state privacy laws, including Nevada SB 220

Regulatory Context

As an organization that includes Investment Adviser Representatives registered with an SEC-registered RIA (Savvy Advisors, Inc.) and licensed insurance producers, we are aware of increasing regulatory focus on AI use in financial services. This policy is designed to be consistent with:

• The SEC's guidance on the use of technology and AI by investment advisers
• FINRA's principles on AI and digital tools in financial services
• State insurance department requirements applicable to licensed producers
• The Gramm-Leach-Bliley Act (GLBA) safeguards rule as applied to AI-assisted data processing

We review and update this policy at least annually, or more frequently as regulatory guidance evolves.

Our Commitment

We use AI to serve you better, not to cut corners or remove accountability. The professionals at Wealth Vision remain responsible for every recommendation, communication, and strategy we deliver. AI is a tool; professional judgment and fiduciary care are the standard.

If you have questions about how AI is used in your engagement with Wealth Vision, please contact us.

Contact

Wealth Vision, LLC
1 E Liberty St., Suite 406
Reno, NV 89501
[email protected]
(725) 231-0989